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23 Jun 2011

Full-Time Credit Analyst

X-Tra Financial Co., Ltd.Bangkok, Bangkok, Thailand

NOTE: This job listing has expired and may no longer be relevant!

Job Description

Job Responsibilities:-
Credit analysts are responsible for the quantitative and qualitative analysis of applicant requests for loans and lines of credit. They assess collateral values and credit risk, and prepare written credit-approval packages or denial correspondence
Typical work activities will depend on the business of the employer and the specific role, but may include:
Providing quality service to internal customers by undertaking risk assessment analysis of various types of lending proposals;
Analyzing financial information, such as statements, management accounts and cash flow statements;
Developing models of credit information to predict patterns and trends using specialist statistical software;
Assessing the credit worthiness of client companies;
Advising and recommending changes to policy and procedure;
Liaising with other staff within the company, such as account managers and product specialists;
Helping to ensure that procedures comply with sector standards;
Staying informed about the legal, compliance and market-risk-related issues involved in the approval of credit.

Employee Qualification:-
Bachelor’s degree or equivalent experience working in credit or collections, financial credit systems and reporting.
Apply basic accounting principles in the interpretation of customer financial statements.
Effectively secure prompt payment from customers while employing commercial sensitivity, business acumen, and good judgment.
Effective business writing and professional communication skills.
At least 3-5 years experience for credit analyze
1-2 years experience utilizing Microsoft Office, Internet, and related computer skills.
Demonstrated Effective Customer Service Skills.
Knowledge of credit agreement for vehicles and residential properties development.

How to Apply

Job Categories: Financial and Human Resources. Job Types: Full-Time.

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